Who is an IPP Candidate?

Individual Pension Plans (IPPs) are best suited for individuals meeting the following conditions or criteria:

  • Owner/executive of corporation engaged in active business
  • History of T4 income from the business at or above maximum RRSP earnings ($125,000)
  • More than 40 years of age (as this typically is the 'break even' point at which IPPs become more attractive savings vehicles than RRSPs)
  • Business has surplus cash available to make increased level of contributions
  • Ideally, has maximized RRSP contributions

Click here for a free, no obligation IPP evaluation.

  • FREE IPP EVALUATION

    How much could you save for retirement? Click here for a no cost, no obligation assessment.

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  • Financial Post Article

    Pension plan a way to ease RRSP losses in 2008. Some other options to consider.

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  • January 31, 2011

    RRSPs vs. IPPs
    A look at the similarities and differences between these two retirement savings plans.

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  • August 14, 2010

    Globe & Mail Article
    Doctor needs estate-planning prescription by Andrew Allentuck

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  • October 26, 2009

    Retirement advantage: Company-funded plan beats RRSP on savings, Financial Post Article by Rick Spence.

    » More